Sep/Oct 2015 In Remembrance

Longer versions of these obituaries are posted on the CAS website at


Annette J. Goodreau (FCAS 1997)

Annette Goodreau’s diverse career and life showed her ability to see the large and the small things that make life enjoyable. She ran a family-owned doll company, helped start up a global business and rescued numerous shelter dogs and cats.

Goodreau (CERA 2013) was chair of the CAS Program Planning Committee and, up until her illness, was a CAS Board Director. She was chief actuary at HCC Insurance Holdings, and group chief actuary and CRO for the start-up ANV (Acta Non Verba). The doll company managed by Goodreau and her sister, Paulette, were the subjects of an AR Nonactuarial Pursuits column in February 2007.

Up until just before the onset of her own sudden illness, Goodreau cared for her mother Eloise, who died in 2013. In addition to Paulette, she leaves behind her siblings, Mary, Girard, Edward and Anthony; her numerous friends from around the world; and her pets.

Proceedings Editor

Debbie Schwab (FCAS 1990)

Debbie Schwab of Delray Beach, Florida, earned a degree in mathematics from Fairleigh Dickinson University in Teaneck, New Jersey, in 1978 and was an actuary for 35 years, focusing on professional liability and health care.

Schwab was an exacting copy editor for Proceedings of Casualty Actuarial Science who served from 1992 to 2003, a particularly prolific time for actuarial scientific literature. She volunteered for other CAS committees, including the CAS Committee on Health Care Issues (2010-2013) and the Member Advisory Panel (2004-2013).

Schwab is survived by her mother, Ethelyn Schwab; her sister, Lori (Gerard) Johnson; her aunt, Madelyn Deane; and a niece and nephew. Her father, Arnold Schwab, predeceased her. Donations can be made in Schwab’s memory to the American Cancer Society, 20 Mercer Street, Hackensack, New Jersey.

CAS Librarian

Richard A. Lino (FCAS 1956)

Richard Lino was born in Manhattan and grew up in the New Brighton neighborhood of Staten Island. He was a graduate of Curtis High School and New York University. He was an actuary with the Insurance Services Office in Manhattan for his entire career, retiring in 1987.

Lino was one of the few CAS members who served as a CAS elected officer for over ten years: He was elected as librarian and served for 12 years, from 1958 to 1969. The elder Lino’s enthusiasm for his work influenced his son, Richard Lino Jr., to earn an FCAS and to volunteer for the CAS for several years.

In addition to his son, Richard, Lino is survived by his wife of 33 years, Joan; his sons, Ronald and Robert; daughters, Barbara Todd and Elisabeth Lynch; stepdaughters, Tracey Berkowitz, Deirdre Spankiewicz and Caroline Ruggeri; sister, Gilda Edelman; 14 grandchildren; and seven stepgrandchildren.

Love in Iowa

Thomas William Fowler (FCAS 1955)

Far from where they both grew up, Thomas Fowler and Alice Fritts met and fell in love. He was a WWII veteran earning a BA at the University of Iowa, and she was a preacher’s daughter in grad school there. The two married in 1949.

She worked for a short time as a dietician before staying home to raise their family in Ridgewood, New Jersey. He worked until his first retirement at Swiss Re Holding Corporation in New York, where he served as vice president and actuary. They later moved to rural Virginia, and he commuted to Baltimore for F&D, where he finally retired as actuarial consultant.

In 2000 the couple moved to Virginia Mennonite Retirement Community, where they enjoyed reading, walking, swimming and fellowship.

Fowler was preceded in death by Alice; a son, David; and a sister, Letitia Hile. Surviving are children, Thomas (Rosalie) Fowler, William Fowler, and Alice (Swarnjit) Deol; a grandson; a sister Ruth, E. Fowler; and two nieces.


William A. Riddlesworth (FCAS 1963)

Bill Riddlesworth, an architect of one of the first CAS Statements of Principles, died at his home in Ellington, Connecticut, with his family by his side.

He was born and raised in Auburn, New York, and attended Cayuga Community College there. He was a 1958 graduate of Colgate University and retired from Aetna Life Insurance Company in Hartford, Connecticut.

Riddlesworth was part of the CAS Committee on Loss Reserves from 1975 to 1977. He worked alongside CAS luminaries Hachemeister and Berquist to develop the “Statement of Principles Regarding Property and Casualty Loss and Loss Adjustment Expense Liabilities,” which was published in May 1978.

Survivors include his wife, Julie Riddlesworth; children, William (Robin) Riddlesworth, Susan Lovejoy, Thomas (Linda) Riddlesworth and Robert (Pamela) Riddlesworth; brother, Arthur Riddlesworth; five grandchildren; a great grandson; and several nieces and nephews.

Actuarial Pioneer

Ruth E. Salzmann (FCAS 1947)

Ruth E. Salzmann’s plentiful career was one of firsts; her role as the first female president of the CAS (1978) also earned her the title of first female president of any North American actuarial organization. After graduating from University of Wisconsin at Madison, Salzmann began her career at Hardware Mutual Casualty Company as an actuarial research assistant. Salzmann spent the majority of her career at Sentry Insurance, where she was the company’s first female officer and later the first female board member. She made numerous contributions to the field of actuarial science, including the development of the Salzmann curves and authorship of the 1963 paper “Rating by Layer of Insurance.” Well-known for her sense of humor, she has been known to say, “Female actuaries don’t die; they just lose their curves.”

A Debtor to His Profession

Jerome “Jerry” A. Scheibl (FCAS 1966)

“I hold every man a debtor to his profession.” — Francis Bacon

Jerry Scheibl was fond of Bacon’s saying and took it to heart. He was dedicated to the CAS and the American Academy of Actuaries, serving as CAS president in 1980 and earning the Academy’s Jarvis Farley Award for Outstanding Volunteer Service to the Actuarial Profession in 1992. Scheibl also served on the Actuarial Board for Counseling and Discipline from 1991 until 1997.

His commitment over the years garnered him not only awards, but keen insight into the profession. Past CAS President Dave Hartman recalls that Scheibl was one of the first to characterize the U.S. actuarial societies and the Academy as the “brains” and “mouth,” respectively, of the U.S. actuarial profession.

Scheibl is survived by his sister, Jean Tiemeyer of Scottsdale, Arizona, and five nephews. His wife, Marlene, preceded him in death.

Where the Heart is Home

Jeanne Demko Chiang (FCAS 1986)

Born in Manchester, Connecticut, Jeanne D. Chiang earned a bachelor’s degree in mathematics from Wesleyan University, where she met her husband, Jaf Chiang. She worked as an actuary at Travelers Insurance in Hartford throughout her entire career. Mary Fleischli, a former coworker of Chiang’s, described her as lovely person who was “gracious in the way she helped others at work; she did not make people feel silly for not knowing something or that they were wasting her time.” A music lover, Chiang had season tickets to the Hartford Symphony and Broadway Series for several years. She loved to travel and had visited China, Hawaii, the Galapagos Islands and Africa. But she was most dedicated to her husband and her two children. Chiang is survived by her husband, daughter, Jasmine; son, Colby; and brother, Thomas Demko.

Planting Trees

Charles C. Hewitt (FCAS 1951)

Charlie Hewitt, CAS president (1972) and Academy vice-president (1977), challenged new members to think of future generations, stating: “Plant a tree under whose shade you will never sit.” A renowned raconteur, Hewitt was also featured in the recent CAS Centennial Video discussing his encouragement of women entering the profession.

Born in Trenton, New Jersey, he graduated from Princeton University in 1940. During WWII he served as a weather officer in the U.S. Army Air Corps, rising to the rank of Captain and serving in Wilmington, North Carolina, and Shanghai, China.

Hewitt was employed by several insurance companies and retired in 1985 as president and CEO of Metropolitan Reinsurance Co., a company he helped found.

He was predeceased by his wife of 68 years, Mary Irene. He is survived by his brother, three children, five grandchildren and five great-grandchildren.

CAS staffers Alice Chambers, Tamar Gertner, Megan LaVine, Kate Niswander, Donna Royston, Elizabeth Smith, Sonja Uyenco and Cheri Widowski contributed to this column.